What Are The Advantages of International Bridging Finance for European Property International bridging finance is a type of short-term loan that is typically used by companies or individuals to bridge the gap between the purchase of a property or asset and the receipt of long-term financing. The loan is typically secured against the property or asset and is used to provide the borrower with the necessary funds to complete the purchase. There are several advantages of international bridging finance, including: Speed In Completing International Property Transactions: International bridging finance can be arranged and disbursed quickly, which is particularly beneficial for property purchases where time is of the essence. This is because the loan process is typically less bureaucratic and more streamlined than traditional mortgage applications.
Read more →UK Property Development Finance Can Provide Several Advantages For Developers and Investors. Access to Capital: One of the main advantages of using UK property development finance is that it provides access to capital for the development of a property. This can be particularly beneficial for developers who may not have the financial resources to fund the development themselves. Flexibility: Property development finance can be tailored to suit the specific needs of the developer or investor. For example, it can be structured as a short-term or long-term loan, with a fixed or variable interest rate. Speed of Funding: UK Property development finance can be arranged quickly, which can be beneficial for developers who need to move quickly on a project. Tax Advantages: UK Property development finance
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Stock Loans and Non-Recourse Stock Loans As Borrowing Options Stock Loans and non-recourse stock loans are a type of financial instrument that allows an individual or organization to borrow money using their stock portfolio as collateral. In contrast to traditional loans, non-recourse stock loans do not require the borrower to provide any personal or corporate guarantees. This means that the lender has no claim to the borrower’s assets or income in the event of default. The purpose of non-recourse stock loans is to allow individuals or organizations to access the equity in their stock portfolio without selling their shares. This can be beneficial for those who wish to maintain their investment position or for those who are prohibited from selling shares due to insider trading
Read more →Can I Obtain A Loan Using My Stocks As Security Yes, you can get a loan using your stocks as collateral. This can be known as borrowing against your investment portfolio. This type of loan is called a margin loan. A margin loan allows you to borrow money from a broker using your stocks as collateral. The amount you can borrow is typically a percentage of the value of the stocks you own. The interest rate on a margin loan is typically higher than a traditional loan, as the stock market is more volatile and there is a higher risk for the lender. To get a margin loan, you’ll need to open a margin account with a broker. Once your account is open, you’ll be
Read more →The Nuances Of A Stock Loan And Their Benefits A stock loan, also known as securities lending, is a financial arrangement in which an investor borrows a specific number of shares from a lender, typically a brokerage or financial institution, with the intention of selling the borrowed shares and repurchasing them at a later date. This process is known as “short selling.” There are several reasons why an investor might choose to engage in short selling, including to hedge against market volatility, to profit from a declining stock price, or to raise cash to cover other financial obligations. Regardless of the motivation, stock loans can be a useful tool for sophisticated investors who understand the risks and rewards of this investment strategy. However, it’s important
Read more →Platinum Global Bridging Finance Arranges A EUR15m Bridging Loan For Paris Apartment What was the bridging loan situation? We were recently approached by a high net worth (HNW) client – a British citizen residing in Monaco – who wanted to refinance his existing property finance loan on his large stately home in Paris. He was looking to secure a loan of circa €15 million and wanted to remove his existing lender and release equity to renovate the home situated over 4 floors in Paris. It was clear to us that once the initial improvements were made on the property that the property’s value would increase by up to 30% making it close to EUR20m in value. The client would then refinance the international bridging finance with
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