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Traditionally bridging finance is best defined as a short-term lending, often over a period of between four weeks and eighteen months but this can extend longer with the consent of the lender and sufficient documented reason. This type  of lending is commonly referred to as a bridging loan in the United Kingdom, it is also called a caveat loan and swing loan in other countries that offer the same type of financing. While the headline interest rate on bridging finance can seem fairly high, compared to traditional loans, this does not give a fair reflection of the bridging loans value and popularity  and the uses in the property market sector. UK BRIDGING FINANCE FACTS Many reports into the UK bridging finance market show some very

Bridging Lending – How Much Can I Borrow? Short-term finance such as bridging loans can be a very helpful form of short term quick finance for the right borrowers depending on your circumstances. They can solve time-sensitive property purchases such as properties bought at auction, unmortgageable properties or gaps in finance when up-sizing or downsizing. The amount you can borrow is dictated by your current situation and relies on multiple different factors. The main factors which will affect how much you can borrow are: 1. Your bridging lender! This is the key area where advisors like us make can make a difference. Our advisers have access to banks, private  lenders, non- bank lenders and specialist lenders not available to inquires by members of the public.