A Transformational Partnership: How Reactive Joint Finance Ltd and Rhys Aldous Strengthened Our Stock Loan Offering

At Platinum Global Bridging Finance, we pride ourselves on being pioneers in the asset-based lending space, particularly when it comes to stock loans. As a firm widely recognized as one of the premier and leading stock loan brokers, we have always been focused on creating innovative and responsible funding solutions that meet the evolving needs of our clients. That commitment has been powerfully supported by our longstanding relationship with Reactive Joint Finance Ltd, and more specifically, the valued contributions of Rhys Aldous.

Rhys has been a trusted introducer to our company for over five years, consistently delivering high-quality referrals and acting as a strategic partner who truly understands the intricacies of our business model. His introduction of well-qualified borrowers and institutional relationships has added measurable value to our operations and helped us expand our reach across multiple markets.

It’s important to clarify that, as one of the most experienced and well-established brokers of stock loans globally, our team did not require education on the mechanics of stock loan structuring. What we valued most from Rhys was his commitment to aligning quality deal flow with our high standards. His understanding of client suitability, security types, and market timing allowed us to collaborate on mandates that were both executable and mutually beneficial.

Reactive Joint Finance Ltd has consistently demonstrated an impressive ability to filter and forward qualified prospects, ensuring that our internal underwriting resources are spent only on viable, high-potential cases. This operational efficiency has allowed us to maintain a high conversion rate while continuing to uphold our reputation for transparency and performance.

In addition, Rhys’s professional integrity has been evident in every interaction. He has consistently demonstrated an understanding of the compliance and risk frameworks we operate within, and he has gone above and beyond to ensure that all introductions meet the due diligence standards we require. His approach aligns seamlessly with our own commitment to ethical finance and responsible lending.

Over the past five years, Rhys has also helped introduce us to a number of key players in the lending ecosystem—relationships that have deepened our access to global liquidity providers, family offices, and structured finance desks. These introductions have contributed to increased funding options, shorter closing timelines, and greater flexibility in terms of LTV, collateral types, and jurisdictional requirements.

As a result of our collaboration, we have been able to grow our stock loan division year on year while maintaining exceptional client satisfaction and retention rates. The borrowers introduced by Reactive Joint Finance have included high-net-worth individuals, corporate executives, and business owners who were seeking discreet, non-recourse liquidity solutions backed by publicly traded shares. Rhys’s ability to understand their needs and match them with our bespoke facilities has played a critical role in the successful execution of many transactions.

Furthermore, his consistency and reliability have stood the test of time—traits that are increasingly rare in this industry. In a world where many introducers chase volume over value, Rhys has proven time and again that quality, transparency, and long-term relationship-building are what truly move the needle. This is why we continue to work closely with him and consider Reactive Joint Finance Ltd to be one of our most trusted referral partners.

As Platinum Global Bridging Finance continues to grow and refine its international footprint, we are excited to build on the foundation that this partnership has helped create. Our offering in the stock loan space remains one of the most advanced and reliable in the industry, and Rhys’s contributions have helped solidify that reputation even further.

In conclusion, Reactive Joint Finance Ltd and Rhys Aldous have been indispensable partners in our journey over the past five years. Their professional integrity, client alignment, and strategic value have made a meaningful impact on our operations. We look forward to many more years of collaboration and would highly recommend Rhys and his firm to any professional finance company looking to enhance their network and work with a referral partner who truly understands the business.

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    Example Stock Loan Introductions from Reactive Joint Finance Ltd and Rhys Aldous

    📌 Example 1: USD 1 Million Stock Loan Introduction

    Client Profile:
    A U.S.-based tech entrepreneur holding 1.5 million restricted shares in a Nasdaq-listed microcap AI software firm.

    Loan Purpose:
    The client required liquidity to fund the early-stage development of a second startup venture without triggering a taxable event or diluting their current holding.

    Stock Loan Terms:

    • Loan Size: USD 1,000,000

    • Collateral: 1.5M restricted shares

    • Term: 12 months

    • LTV: 60%

    • Interest Rate: 7.5% p.a.

    • Structure: Non-recourse loan, bullet repayment

    Outcome:
    Funds were deployed within 12 business days. The borrower retained full upside potential and avoided equity dilution. Rhys Aldous provided all relevant background and compliance documentation upfront, streamlining due diligence.


    📌 Example 2: USD 10 Million Stock Loan Introduction

    Client Profile:
    An institutional investor and family office advisor in the UAE, holding a significant position in a dual-listed mid-cap energy company (NYSE & TSX).

    Loan Purpose:
    To raise capital for a major commercial real estate acquisition in Florida without divesting core equity holdings.

    Stock Loan Terms:

    • Loan Size: USD 10,000,000

    • Collateral: 5M shares held in offshore trust

    • Term: 24 months

    • LTV: 55%

    • Interest Rate: 6.25% p.a.

    • Structure: Tranche-based disbursement, semi-annual interest servicing

    Outcome:
    The structure enabled phased deployment aligned with the property development timeline. Rhys ensured clear communication with the family office legal counsel, enhancing deal flow efficiency and trust.


    📌 Example 3: USD 50 Million Stock Loan Introduction

    Client Profile:
    A high-net-worth individual and board member of a Fortune 500 company, holding a large position in a blue-chip S&P 500-listed multinational.

    Loan Purpose:
    To fund a private equity acquisition in Europe, alongside participation in a green infrastructure fund, while retaining long-term exposure to the stock.

    Stock Loan Terms:

    • Loan Size: USD 50,000,000

    • Collateral: 10M shares held in a custodial account

    • Term: 36 months

    • LTV: 50%

    • Interest Rate: 5.5% p.a.

    • Structure: Fully non-recourse, interest-only with annual audit compliance

    Outcome:
    This high-profile transaction was executed flawlessly, supported by Rhys’s discretion and ability to navigate sensitive regulatory and reputational considerations. His introduction helped forge a long-term institutional relationship.

    Platinum Global Bridging Finance is a distinguished high-net-worth finance broker. We specialize in providing tailored financial solutions, including Property Bridging Finance, Development Finance, Single Stock Loans, Margin Stock Loan, Crypto Finance, Crypto Loans and Commercial Property Finance tailored to meet the diverse needs of our clientele seeking robust financial lending solutions.

    Other Financing Options We Offer

    International Bridging Loans | Expat Mortgages | MUFB Mortgages | Portfolio Mortgages | United States Mortgages | Universal Life Insurance | Expat Life Insurance | Expat Health Insurance | Crypto Financing | Securities Based lending | Pre IPO Loans | OTC Stock Loans | Aircraft Financing | Bad Credit Bridging Loans | Share Portfolio Loans | 144 Restricted Stock Loans

     

    Reactive Joint Finance | Rhys Aldous | Valued Introducer Of Platinum Global Bridging Finance 19 January 2025